Author

Garima Agrawal

4 items.

8 Apr 2025
Blog post
Navigating the Digitalisation of Finance: User experiences of risks and harms
Amrita Sengupta, Chiara Furtado, Garima Agrawal, Nishkala Sekhar, Puthiya Purayil Sneha, Vipul Kharbanda
Our study unpacks the experiences of marginalised users navigating the digitalisation of finance. Through a survey of 3,784 users, 18 interviews and 7 focus group discussions, our study’s findings highlight user experiences of risks and …
6 Aug 2024
Blog post
Future of the Commons: A Conversation on Artificial Intelligence, Indian Languages, and Archives Conference Report
Soni Wadhwa, Puthiya Purayil Sneha, Garima Agrawal, Nishant Shankar
We are pleased to share our report on the ‘Future of the Commons: A Conversation on Artificial Intelligence, Indian Languages, and Archives’ conference, held in July 2024 at the Maharashtra Knowledge Corporation Limited (MKCL) in Pune.
3 Jul 2024
Blog post
Draft Circular on Digital Lending – Transparency in Aggregation of Loan Products from Multiple Lenders
Garima Agrawal
CIS is grateful for the opportunity to submit comments on the “Draft Circular on Digital Lending: Transparency in Aggregation of Loan Products from Multiple Lenders” to the Reserve Bank of India. We welcome the opportunity provided to …
15 Dec 2023
Blog post
User Experiences of Digital Financial Risks and Harms
Amrita Sengupta, Chiara Furtado, Garima Agrawal, Nishkala Sekhar, Puthiya Purayil Sneha, Yesha Tshering Paul
The reach and use of digital financial services has risen in recent years without a commensurate increase in digital literacy and access. Through this project, supported by a grant from Google(.)org, we will examine the landscape of …